Recreational Insurance

PERSONAL

Recreational Vehicle Insurance

A scenic view of a mountain range with snow-capped peaks in the background and green trees in the foreground. There are RVs and vehicles parked in a campground setup below.

This broad category of vehicles includes unpowered units towed behind vehicles, units attached to motorized units (pick-up trucks), self-powered units, and off-road vehicles. Various state laws determine registration and insurance requirements. We can advise you on the requirements and best insurance options for your situation.

Two people riding all-terrain vehicles (ATVs) in a snowy forest, wearing winter gear and helmets. One rider is in a red jacket, and the other in a black jacket.

We can insure:

  • Fifth-wheel trailers

  • Fold-down trailers

  • Motorhomes

  • Travel trailers

  • Truck campers

  • ATVs

  • Quads

  • Scooters

  • Golf carts

Boat Insurance

A boy sitting in an inflatable boat on a river, with a woman walking along the riverbank fishing. The sky is cloudy with patches of blue, and there are trees and mountains in the background.

Boat insurance can cover:

  • Bodily Injury: for injuries caused to another person

  • Property Damage: for damage caused to someone else's property

  • Medical Payments: for injuries to the boat owner and other passengers

  • Coverage for the boat itself: theft, fire, hail, vandalism, and more.

Person water skiing on a river with cliffs and trees in the background.

Boat owners should check that special equipment kept on the boat, such as fishing gear, is included in the policy.  If you own a boat, consider an Umbrella Liability Policy to further protect your assets from a lawsuit.

Be sure to mention if you qualify for any potential discounts, like:

  • Diesel-powered (less likely to explode than gasoline powered boats)

  • Fire extinguishers (coast guard approved)

  • Ship-to-shore radios

  • Multi-policies with the same insurer, such as a car, home, or umbrella policy

  • Safety education courses, such as those offered by the Coast Guard Auxiliary, U.S. Power Squadrons, or the American Red Cross

REQUEST A QUOTE

Our partnership begins here. By learning about your unique needs, we can help you select the best coverage for your circumstances and budget.

CONTACT AN INSURANCE PROFESSIONAL
CONTACT AN INSURANCE PROFESSIONAL