BUSINESS

Nonprofits and NGOs


Coverage for Your Nonprofit and
Non-Governmental Organizations

Group of people planting a small tree together outdoors on a sunny day, with others working in the background.

Because every dollar counts for your nonprofit and social service organization, making sure you have the right coverage as part of your risk management program is critical in protecting your organization and the unique risks you are faced with. Common types of special coverages for social service and nonprofit organizations include:

  • This coverage is essential and protects against claims of negligence or errors in the professional services performed by staff and volunteers. Services can include evaluations, counseling, advising and managing client/private information.

  • Many social service organizations work with and provide services for those in vulnerable populations. This special coverage protects against allegations of misconduct and abuse.

  • Directors and Officers are crucial to the health and success of most social services and nonprofits. D&O coverage protects the organization and its leaders from allegations of “wrongful acts” arising from donors, volunteers or government entities.

  • This coverage protects organizations against claims of discrimination, wrongful termination and discrimination. This coverage can also include volunteers and legal defense costs.

Specialized Insurance is Critical for Social Services and NGO’s

A dirt trail winding through a green, leafy area with tall grass and trees on both sides, sunlight streaming through the foliage.

Standard commercial package policies do not provide the essential coverage that is critical in protecting the organization and allowing it to serve its mission. Partnering with an agency that understands these needs and unique challenges will also enable you to:

  • Protect financial stability to preserve your mission and reputation

  • Ensure smooth transition and continuity after a loss

  • Attract qualified board members by ensuring their personal assets are protected 

  • Advice on carriers with experience of working with vulnerable populations

Why Choose First West?

A scenic landscape of rolling green hills and mountains under a partly cloudy sky with the sun setting or rising in the background, and wildflowers in the foreground.
A scenic landscape of rolling green hills and mountains under a partly cloudy sky with the sun setting or rising in the background, and wildflowers in the foreground.
  • Custom-tailored insurance solutions to fit your unique exposures.

  • 50+ years of proudly serving Montana and beyond.

  • Best Practices award-winning agency.

  • Largest independently owned agency in Montana.

REQUEST A QUOTE

Our partnership begins here. By learning about your unique needs, we can help you select the best coverage for your circumstances and budget.