Construction Insurance

EXPERTISE

Construction Insurance Solutions for Builders, Contractors & Trades

A man wearing a white construction helmet and work overalls is installing or inspecting something on the wall of a wooden structure. The overall setting is outdoor, with green trees and natural light.

The construction industry moves fast—and so do the risks. As an independent insurance agency, we provide construction businesses with custom coverage, competitive rates, and expert guidance so you can stay protected on every job site.

Whether you’re a general contractor, a specialty trade, or a construction business owner, we help ensure your operation has the protection it needs to work with confidence.

Who We Serve

Construction site with concrete slabs, wooden frames, and a person holding blueprints, a yellow safety helmet, a measuring tape, and a rolled-up plan.

  • General Contractors

  • Home Builders & Remodelers

  • Electricians

  • Plumbers

  • Roofers

  • HVAC Contractors

  • Concrete & Masonry

  • Landscapers

  • Excavation & Grading

  • Painters & Finish Trades

  • Carpenters & Framers

  • And all other construction-related businesses

Protect Your Projects. Protect Your People. Protect Your Business.

Two people, a man wearing a blue hard hat and a woman with glasses, stand in front of a wooden house under construction. The man points at the house with a white rolled-up document, and the woman holds a tablet. The house has an unfinished wooden frame and roof. Trees are visible in the background.

Construction is full of moving parts—your insurance doesn’t have to be. Our independent agency provides:

  • Competitive contractor insurance rates

  • Customized coverage packages

  • Guidance from licensed experts

  • Fast certificates and responsive service

  • Support at every step of your business growth

Coverages We Offer

  • Protects your business from third-party injuries, property damage, and completed operations claims. Required for most contracts.

  • Coverage for employee injuries, medical costs, and lost wages—essential for contractors with crews onsite.

  • For work trucks, vans, trailers, and fleet vehicles used on and between job sites.

  • Covers tools, machinery, and equipment—on the job site, in transit, or in storage.

  • Protection for materials, labor, and structures during construction or renovation.

  • Performance bonds, bid bonds, payment bonds, license bonds, and more. Fast turnaround available.

  • Covers offices, warehouses, and storage yards for construction materials and equipment.

  • Protects against design errors, faulty workmanship claims, or job-site miscommunication.

Why Construction Companies Choose First West Insurance

A scenic mountain landscape with lush green hills, colorful wildflowers, and a partly cloudy sky at sunset.

  • We work with multiple top-rated carriers, giving you access to the best coverage at the best price, customized to your type of work—no generic, one-size-fits-all insurance.

  • Construction is complex. We understand contract requirements, certificates, workers’ comp class codes, bonding, additional insured endorsements, and all the risk exposures contractors face daily.

  • Need a COI quickly for a project? We deliver same-day certificates and handle requests promptly to keep your jobs moving.

  • If something goes wrong, we advocate for you—not the insurance company—to help ensure fair, timely claims handling.

GET A CONSTRUCTION INSURANCE QUOTE

Whether you're just starting out or managing multiple job sites, we’ll help you build a stronger, safer business with the right coverage behind you.

CONTACT AN INSURANCE PROFESSIONAL