Watercraft Insurance

Boat insurance can cover:

  • Bodily Injury: for injuries caused to another person
  • Property Damage: for damage caused to someone else's property
  • Medical Payments: for injuries to the boat owner and other passengers
  • Coverage for the boat itself: theft, fire, hail, vandalism, and more coverage.

Boat owners should check that special equipment kept on the boat, such as fishing gear, is included in the policy.  If you own a boat, consider an Umbrella Liability Policy to further protect your assets from a lawsuit.

Be sure to mention if you qualify for any potential discounts, like:

  • Diesel-powered (less likely to explode than gasoline powered boats)
  • Fire extinguishers (coast guard approved)
  • Ship-to-shore radios
  • Multi-policies with the same insurer, such as a car, home, or umbrella policy
  • Safety education courses, such as those offered by the Coast Guard AuxiliaryU.S. Power Squadrons, or the American Red Cross
1905 Stadium Drive
Bozeman, Montana 59715
Phone:  406-587-5111
Toll Free: 800-606-9378
Fax:  406-587-9162

24-Hour Client Access

• Issue Auto ID Cards
• Request Changes
• Access Policy Information